> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lendpathway.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Spreadsheet Gallery

> Excel workbooks generated from parsed data.

Pathway generates Excel workbooks from parsed data. Pick a template and the system builds a workbook with live formulas, conditional formatting, and clean layouts: ready to send to a funder or attach to a file.

Workbooks open in-browser, download as `.xlsx`, or open directly in Google Sheets.

## Credit report templates

| Template      | Description                                                                                                                                    |
| ------------- | ---------------------------------------------------------------------------------------------------------------------------------------------- |
| **Full**      | One tab per bureau with FICO scores, revolving credit, income and DTI, derogatory summary, and an accounts table with In-Util / In-DTI toggles |
| **Summary**   | Single-sheet view: scores and account counts                                                                                                   |
| **LOC Scrub** | Delinquencies, revolving utilization (50% / 25%), unsecured loans, and a DTI panel                                                             |

## Bank statement templates

| Template            | Description                                                                                                     |
| ------------------- | --------------------------------------------------------------------------------------------------------------- |
| **Monthly Columns** | Monthly deposit totals, true revenue, DTI metrics, and payment frequency by month                               |
| **Stack View**      | One row per payment schedule across all MCA positions: funder, amount, frequency, remittance, and active status |

## Tax templates

| Template              | Description                                                                             |
| --------------------- | --------------------------------------------------------------------------------------- |
| **Qualifying Income** | W-2, Schedule C, and pass-through entity breakdowns with qualifying income calculations |

## Default templates

Each organization sets a default template per document type. The org default is pre-selected when a user generates a spreadsheet. Users override the default on any individual export.